OUT OF POCKET EXPENSES - INSURANCE


Under a typical householder’s insurance policy, over and above the sum insured the insurer will pay for those out of pocket expenses which you incur if we decide you cannot live in your home. It will only pay for those out of pocket expenses which it decides are reasonable and appropriate. The insurer will also only pay for those expenses which you incur after the time you report the damage to the insurer. Under a typical policy out of pocket expenses are: