REQUIRED BY LENDER
following is typical information required by a lender of money to buy
- details of your current
income. two most recent original pay slips and group certificates for
the last two years, or a letter from your employer(s) detailing income
for the last two years and length of employment, or if
self employed, your last two years' tax returns or financial
statements and your accountant's details.
- statements or passbooks for
any savings, investment or transaction accounts, covering the last
- any investment certificates
- a list of any other
significant assets you possess such as jewellery.
- statements or details of any
outstanding borrowings, such as other home loans, personal or
instalment loans and credit card borrowings, covering the last six
- details of life insurance
policies and superannuation entitlements.
- three forms of identification,
such as passport, birth certificate, driver's licence or credit card.
these may not be required if you are an existing lender customer who
has previously been identified.
only can you get the essential home insurance on your property, but
also for contents and for repayment of your loan (in the event of
death or total and permanent disablement).